Have you ever tried shopping online but you COD is not allowed in your area and you have no bank account? Playing online games and you need to top-up through iTunes? or you need a card to change your country form Philippines to South Korea to vote for your favorite artists?
It's probably because you don't have enough money to open an account or simply just not interested in opening an account because of low interest rates that comes with tax rates and service fees.
Well, here's an answer to your problem. Luckily, in this modern and innovative era, Virtual Cards are now easy to get and easy to reimburse your funds and of course, on-the-go cards. Here are some of the Virtual Cards that you can use:
1. Paymaya
Paymaya is a free app that gives you a virtual Visa Card that you can use to shop online, book flights, and more, even without a credit card. Just download the app, load up, and shop! You can also get Paymaya physical card by purchasing here.
You can load your card through Bayad Centers and 7-11 Cliqq Kiosks nationwide. You can also use this card to withdraw money from your Paymaya account upon upgrading and linking the physical card from your Paymaya App.
Check their website here and here are some of their Frequently Asked Questions.
2. Smart Pay-With-Mobile Service
In September 2015, Smart unveiled their Pay-With-Mobile service to bring Apple content more Filipinos. With their agreement with Banco De Oro UniBank Inc. (BDO), they have allowed Filipinos to buy apps, books, games, magazines and movies on App Store and iTunes - as well as pay for their Apple Music subscription - even without a credit card, which has long been a barrier for many mobile users in maximizing their Apple devices.
Smart Pay-With-Mobile is available to Smart Postpaid subscribers on Plan599 and up, as well as Smart Bro subscribers on iPad Plans. It can be activated by texting REG to 4949 - a one-time, text-based registration. After which, subscribers will be given a unique Virtual Credit Card number with Expiration Date and Security Number. The whole registration takes just a few clicks - no required financial documents, no waiting in lines, and no hassle.
To know more about Smart Pay-With-Mobile click here.
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Do you have more Virtual Cards that are not listed above? Please comment down below to share it with our friends. Thank you. ㅋㅋㅋ